It's true that no longer should bankers lend with abandon and that too many small businesses have no need to expand and hire. So why doesn't the government reverse the tarp and have these fat cats lend to contractors of infrastructure to speed up the role of investments where it will do the most good? It always rankles me when I see the likes of Coca Cola and McDonalds heralded as great investments as though we really needed them--investors have no imagination, especially investment bankers, except when devious.